If you read this write-up, you should be considering making a switch from WooCommerce to Shopify. Do not wait any longer, let’s get started!

Step 1: Determine The Most Optimum Method To Migrate From Woocommerce To Shopify

Currently, there are 3 ways to migrate from WooCommerce to Shopify. Prior to delving into a detailed direction, let’s evaluate a little bit and also choose which way is one of the most optimum.

The 3 means are:

• Hand-operated movement: Export as well as import manually
• Employ a web growth company or freelancer
• Utilize a computerized cart migration tool (In this situation, we will take Cart2Cart as an instance due to the fact that it is one of the most prominent currently).

After this analysis, I can conclude that making use of an automated purchasing cart movement tool is the most convenient, fastest as well as one of the most cost effective remedies. Therefore, I will certainly now reveal to you the entire procedure of moving your store from WooCommerce to Shopify with the help of Cart2Cart automated tool.

Step 2: Set Up Your Shopify Shop

To carry out a movement, of course, you need a target store established beforehand. In order to begin making use of Shopify, all you need to do is register for an account.

Go to the Shopify website, and click “Begin Free Trial”. Afterwards, fill in your preferred email address password and store name.

Please keep in mind that you will certainly need to choose a distinct store name, or else Shopify will not permit you to acquire the domain.

Then click “Develop your shop”, you will then be asked to tell a little concerning on your own as well as your company.

Click “Following” when you finish, the adhering to page will certainly ask you to fill out individual details such as your name, address and telephone number, every one of which is made use of to set up currencies as well as tax rates.

Click on the “Enter My Store” button, you will certainly be navigated to the admin display for your new internet site.

Take a look at this post to get a testimonial regarding Online Shopify Store.

Action 3: Back up your WooCommerce Shop

Information on your source store will stay unchanged before, throughout and also after the movement with Cart2Cart. However, I strongly recommend you backup everything prior to you execute any major changes.

There are 3 means to backup data on WooCommerce shop: Manual backup, back-ups through your Host and backups making use of WordPress plugin. You can see in-depth guidelines here.

Step 4: Move Data from WooCommerce to Shopify with Cart2Cart

It just takes you 4 basic steps and also a few hrs to execute a movement with Cart2Cart.

Side Note: Watch the video tutorial how to move WooCommerce to Shopify. Go here.

1. Produce a Cart2Cart Account

Register an account or Check in on Cart2Cart website. You can likewise login conveniently by your existing Google or Facebook account.

2. Go into WooCommerce Store Details

On the Movement Page, click Create New Movement at the top right switch on the screen. Select WooCommerce as your Source Cart Kind as well as fill your store’s URL into the blank.

Then click Cart2Cart Link Bridge to download the port, remove the zip documents and also upload the connector to WooCommerce’s root folder.

Right here, the Сonnection Bridge will be automatically examined and informed on the screen without hand-operated monitoring.

3. Enter Shopify Shop Information

Select Shopify as Target Cart Kind as well as offer resource shop’s LINK right into the blank bar. Follow the quick guideline to get your API details and also load them in the form.

4. Select Entities You Intend To Move

Pick entities you intend to move. You can select either all of them with each other or particular data. For instance, just Products, Customers as well as Orders.

Besides, Cart2Cart supplies some extra alternatives to prolong your movement opportunities such as produce 301 redirects or protect order IDs … In the following sections, languages, order condition as well as client group will certainly be matched together to be presented likewise in the new Shopify shop.

5. Perform Migration from WooCommerce to Shopify

After you finish configuring your movement, you can attempt Cart2Cart totally free demonstration initially to inspect whether the tool will certainly function as you anticipated. Otherwise, you can avoid it and also run a complete migration from WooCommerce to Shopify quickly.

Attempt Free Demonstration: Start your demo movement with a minimal variety of entities.

Execute Full Migration: Click on the “Avoid Demo Migration” button to perform full migration promptly.

When running migration with Cart2Cart you don’t need to leave your web browser or internet working. Just shut off everything or do various other tasks, when the movement is complete, you will certainly obtain an email from the Cart2Cart system.

After the movement, you can follow this checklist to end up setting up a Shopify store. Generally, there are 6 tasks you need to do:.

• Check if your data has actually been moved correctly.
• Style and established Shopify shop.
• Adjustment DNS and also button domain.
• Establish your delivery.
• Establish settlement techniques.
• Attempt placing some orders.
• Review the checklist for thorough direction!

Final Thought

Re-platforming is a complex as well as really important procedure that needs to be taken care of meticulously. This procedure can be tedious or pleasurable depending upon which way you do it. Consequently, I highly recommend you to go with Cart2Cart to save your time, cash and initiative.

Currently, PageFly and Cart2Cart are complying to ensure that we can bring you, our consumers, the most effective experience when constructing your business with Shopify. As a result, if you are PageFly customers, you can delight in 20% OFF for Cart2Cart solutions. Get in touch with us for the price cut code if you are planning to make a switch to Shopify!

In summary, this short article has actually provided you with a detailed guide as well as resources that you require previously, throughout and also after the switch. I hope that it can assist you plan and also perform the migration from WooCommerce to Shopify even more easily and also accurately.

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In this article, we’ll take a close look at the built-in features offered by Magento and ways to extend its powers with additional modules and solutions, which will altogether bring a boost in relevant organic traffic.

What SEO Features Magento Offers 

The Magento CMS boasts of a basic feature set for being on track to SEO-friendliness:

• Completing SEO fields with meta-data;
• Sitemap generation for better indexing by search engines;
• Canonical URLs for a top-priority web page crawling;
• User-friendly URLs;
• URL rewrites for CMS pages;
• ALT texts for image optimization;
• Google Rich Snippets;
• Robots.txt;
• Integrations with Google Analytics and AdWords.

Helpful SEO Tips for Magento Sellers

1. Speed up your online store. An integrated approach is important here, so take care of fast web hosting, keep everything up to date, enable caching, and a quality content delivery network.
2. Upgrade your store to the recent version of Magento 2 to benefit from the latest SEO enhancements. The thing is, regular platform upgrades include SEO reworking, security patches, and other improvements you shouldn’t miss out on.
3. Optimize your product images with SEO-friendly ALT tags, and make sure to include your target keyword phrase.
4. Conduct keyword and competitor research regularly. Your findings could become a foundation for creating your online store SEO strategy and further improvements. 
5. Get the most out of customer reviews. On the one hand, it works for the sake of your SEO-friendliness, as web pages with reviews are higher ranked because of regular fresh and unique content updates. On the other hand, according to Econsultancy, it’s also beneficial for your conversions, as more than 50 reviews per product could lead to a 4 percent increase.
6. Work on your content quality and constantly improve it. Do not limit yourself to improving those pages that show poor results and low SEO performance but also pay attention and update those pages that already bring the most of your organic traffic.

Magento SEO Extensions to Boost the Built-in Functionality

#1 Magento 2 SEO Extension

The 360-degree SEO solution could cover the basic needs of ecommerce merchants:

• Rich snippets & advanced breadcrumbs;

• Sitemap & index;
• 301 redirects;
• Templates for meta-data and ALT tags for images;
• In-depth analytical reports and toolbar.

Price: $149

#2 Mirasvit SEO Suite

This extension offers the majority of common features you may need to upgrade your online store and improve rankings, including:

• Meta-data and H1 tags that could be added to any web page and even layered navigation;
• Manual rewriting meta-data and H1 tags for any URL;
• Crosslinks;
• Custom redirects;
• SEO health of any web page checked.

Price: $149–$248

#3 SEO Suite Ultimate

If you want to exclude the manual work, try the extension to properly introduce on-page search engine optimizations, site architecture, and internal navigation for higher SERPs rankings. It’s a more advanced solution than the previous one with the following list of features:

• Ready-made product & category SEO templates;
• Extended rich snippets;
• Automatic and custom redirects;
• Enhanced breadcrumbs functionality;
• Extensive SEO dashboards and analytics.

Price: $299–$598

Bottom Line

To sum up, we’d like to focus on the fact that the Magento platform features a robust native SEO functionality that could be extended without difficulty with the help of any of the solutions mentioned above in this article or with additional Magento development efforts. Another aspect we’d like to point out is that SEO is continually improving while search engine algorithms are changing, which means that you’d better stay in the loop of these changes to achieve the best possible SEO results for your brand.

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Big data is the lifeblood of digital transformation. Without it, not only will your digital transformation lack power, it simply won’t get off the ground to begin with. It’s impossible to understand what is going on in your organization without unified, accessible data, which gives you the insight into your company’s strengths and weaknesses, which activities need to be connected, where you can add value, what opportunities and risks are on the horizon, and what your customers expect from your organization. 

Here are some of the reasons why data is vital for digital transformation.

Create Unified Insights

Digital transformation through data means bringing together all your fragmented data points from every source, both online and offline. Today’s customer journeys are highly diffused, skipping from touchpoint to touchpoint and from channel to channel. They are non-linear, so they are hard to predict, and omnichannel, meaning that without a unified data collection strategy you won’t be able to track all the factors that influence a purchase decision. 

Advanced analytics, even those that do not involve artificial intelligence (AI) or machine learning (ML), can produce predictions about customer needs and market fluctuations that will improve the customer experience (CX) you offer, but only if they can access all your customer data. 

Enterprises need to break down silos between data collections, ideally by moving to the cloud so that every data source can be accessed by every tool. With these insights, you can plan where to expand your business, which points need to be strengthened, and how to enhance your customer offering. 

Enable Effective Knowledge Management

Knowledge management is a way of democratizing access to the highest level of expertise within the organization. A domain expert acquires knowledge through years of experience and discovery, but a knowledge management system (KMS) offers a similar level of awareness and understanding to new hires, swiftly-rising managers, and digital intelligence tools. 

A KMS relies on data because data and knowledge are not the same thing. If someone reads spreadsheets with the past decade of sales income, they are still unlikely to understand what drives your sales. Knowledge could be thought of as the insights that can be derived from data, the expertise that employees gain from the experiences they undergo together with the information they absorb. 

It’s more than a simple collection of datasets; it’s the patterns and relationships between those datasets that form your knowledge base. That’s why an effective knowledge management system is enabled only by unified data collections that reveal cause and effect, producing integrated, multi-faceted insights that guide business decisions. 

Create Useful Enterprise Knowledge Graphs

Enterprise knowledge graphs, or EKGs, are often the next step to producing effective AI models that deliver meaningful predictions. AI tools need to be able to access all of your data collections, but that can be difficult if you aren’t sure where they are. 

Enterprise knowledge graphs are like maps of all the knowledge that your organization contains, serving to guide AI tools to find the information they need no matter where it’s located. They help to simplify the process of digital transformation by linking all the data in your organization together, without requiring you to move the data. In this way, EKGs become part of your organizational data too.

Lay The Foundation For Automation And Robotics

For many enterprises, automation is the pinnacle of digital transformation. It’s relevant for numerous use cases, from process manufacturing, to configuring security parameters for IT systems, to easing time-consuming tasks like sending marketing emails or unifying employee expense reports. 

Successful automation rests on ML models, which in turn require vast amounts of high quality data that train models to know how a process should be completed and what to do when something doesn’t go according to plan. Data trains and tests algorithms to recognize what is correct and respond adequately when processes are not correct, so they need ongoing quality data to keep them on track. 

Deliver Personalization At Scale

Today’s customers expect personalized experiences at every turn, whether it’s the B2B tech buyer looking for a solution that addresses their specific pain points, an ecommerce consumer seeking the best sushi mats, or an industrial customer trying to find the right piece of equipment that matches their budget. 

But enterprises need to roll out personalized, tailored experiences for every customer, every time, round the clock. Personalization at that kind of scale requires massive amounts of data, so that your AI and ML tools can quickly divine what each customer is looking for and serve up the content or product suggestion they need without a delay. 

Data Is Crucial For Every Digital Transformation

Without data, it’s impossible to produce the unified, actionable insights which form the foundation of knowledge within an organization. Knowledge management systems, enterprise knowledge graphs, smart automation, and personalization at scale all require reliable, clean, trustworthy data that they can easily access and adapt into accurate predictions that drive productivity and profitability. 

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• It’s not staffing; that’s number two. 
• It’s not budget, though it probably feels like it most of the time.
•  It’s not analyzing the data, even though that is extremely important. 

The biggest challenge that plagues 42% of companies is developing a B2B lead generation strategy that works. Sound familiar?

Without a solid strategy, your B2B lead generation is like playing a game of darts blindfolded. You just take a deep breath, hope for the best, and pray you to hit the board and not the guy haphazardly standing next to it. 

But hope is not a strategy in darts or in lead generation. The problem is there is no plug-and-play template that will work for all, but there are some basic elements that make developing a strategy easier and success more predictable. 

B2b Lead Generation Strategy

1. Get To Know Your Audience

If you don’t understand your audience, even the most elegant of strategies with all the bells and whistles will not yield a profitable return. You can’t phone it in on this one. You have to get personal with your audience whether that means doing a little market research, conducting customer surveys, or going through CRM notes. It’s important that you know what makes your audience tick and what ticks them off. 

Don’t be afraid to also look at why your past customers ditched you. Did your competitors have a cleaner design, low price, or better support? Or maybe they just smooth-talked their way into your customer’s hearts.

All this customer insight will help as you build out your value proposition and offer. You will not only ramp up your B2B lead generation efforts by speaking directly to each audience, but you will also win back some past clients that will take less time to convert. 

2. Make Your Value Proposition Relatable

As you start to develop a strategy, you have to consider how your value proposition solves the problem of each audience, not just the generic problem it solves for the masses. The more you can relate your value proposition to the customer insight you gather from your research, the more tangible your value will be. 

You can achieve this by segmenting your audiences and personalizing the value to connect on an emotional level. Let’s give you an example. Say you provide an interdepartmental financial forecasting software. You could just describe your solutions as, “The only FP&A software your company will ever need.” That might pique the interest of an accounting director, but does it speak to sales or human resources? 

Instead, explain how it empowers sales managers to predict seasonal highs and lows so they can set measurable goals for their sales teams. Then explain how it allows human resources to have a staffing model that coincides with financial forecasting so there are no long silos of information causing tension between the departments. Finally, drive it home by getting the CFO on board with the ability to generate a variety of “What-If” analyses to prepare for the coming fiscal year. Now that’s a product everyone will support. 

If you show value for all the decision-makers in a very specific way, then you’ll have much less resistance as you make your way through the chain of command. 

3. Create An Irresistible Offer

Your offer puts your value proposition into action. Words alone can drastically change the way potential clients perceive your solution. Instead of describing the features of your products or services, relate the features to the solutions that they provide. 

For example, say you have a SaaS solution that offers around-the-clock customer service. Instead of saying, “We provide 24/7 support,” which sounds like a bunch of white noise by now, say something like, “Our team is always available so you never have to put your questions on the back burner.” Much better. 

If possible, alleviate fears by offering free trials, demos, or a guarantee. In addition, webinars and value-based content can build trust with your audience and improve the appeal of your offer. Again, these risk-reducing opportunities should not be served up blandly to your audience; spice them up with a bit of an illustrative flair to build up the value. 

4. Develop Your Tactics

Here’s the tricky part. Like a puzzle without a box, you have to put all the above pieces together to make the picture clear before declaring your strategy. Then you will need to make sure you’re looking for leads in all the right places.

Before you write your copy, set your budget or blast your offer on social media, use your research and your team to discuss these questions:

1. Where do your ideal clients like to spend their time on and off work? 
2. Are they tethered to their email, to their desk or do they work remotely? 
3. What social media platforms do they scroll through on their break? 
4. What’s the process they go through to make a purchasing decision? 
5. What type of content do they prefer when consuming information? 

Once you have established a clear idea of how and where your audience interacts with potential solutions, then you can build strategies based on the intent of the platforms.

You might be wondering, “Why not just hit them up on all platforms?” 

There is an argument for that as we have had great success with omnichannel approaches. However, if you want to make the most of your time and your budget, meeting your audience where they are in their normal day-to-day will have a much higher impact on short-term success. 

5. Analyze And Adjust Your Strategy

Let’s just get this out of the way. 

You’re not going to have a flawless campaign the first time around, or the second time, or the fifth time. It might take your team 20+ attempts before you can start putting campaigns on autopilot. But even then, you’ll need to analyze and make tweaks as your solution and audience evolve. 

This is why strategy is the biggest challenge that companies face when it comes to B2B lead generation. It’s not so much that marketing and sales can’t come up with some amazing ideas, it’s that it takes a lot of time and resources to test, analyze, and adjust based on the results.

Set SMART goals for each step of the sales process in order to know what is working and what might need to be fixed. Defining these goals heavily depends on the market you are engaging in and the channels and content you use to attract B2B prospects. Fortunately, there are some universal questions to consider for any B2B lead generation strategy.

Determine:

1. How many touchpoints does it take to get a response from a potential prospect?
2. How many markets qualified leads (MQLs) become sales-qualified leads (SQLs)?
3. How long does it take to nurture your prospects into a pitch for decision-makers?
4. What percentage of prospective accounts convert after the presentation?
5. What is the average length of each phase of the sales cycle?

Takeaways

For us, implementing these 5 steps when building out a B2B lead generation strategy has proven to be one of the most effective ways to gain a revolving supply of MQLs and SQLs for sales teams to nurture. While the strategy is certainly not your only challenge in generating B2B leads, it’s one of the best places to start refining your processes in order to scale at an accelerated rate. 

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And if you’re a small business owner, you probably don’t have an IT staff, to begin with. Instead, you might have to rely on an antivirus program and regular cybersecurity training for staff. Here’s how you and your employees can stay secure while working from home.

Be Mindful of Physical Security

It’s easy to focus solely on digital threats to your business data and forget that devices, as well as physical notes and records, are also physically vulnerable to theft, so be mindful of the physical security of devices and work documents. No one is probably going to be working in a cafe during a pandemic, but it’s worth gently reminding your employees from time to time to secure their devices and workstations so that family members and others who come into the home can’t see them. We’re not suggesting that employees’ families would steal your sensitive information, but young children or even hapless adults may accidentally compromise it in some way if they manage to access it.

Cover Webcams

Hackers can easily access webcams and use them to spy on the user, so for your privacy’s sake, buy a webcam cover (if your webcam doesn’t already have one) and install it — or, if you have a dedicated webcam, unplug it when not in use. The danger is not so much that hackers will see you picking your nose (although, you definitely don’t want them to), but more that they will be able to spy on important, sensitive paperwork and documents visible through the camera. When using the webcam for a meeting, choose a virtual background to keep hackers from spying on your workstation.

Do Regular Security Checks with Staff

Staff should have home network security training and you should provide them with antivirus software and home network security solutions to keep them safe. But you should also do weekly check-ins with staff to make sure their network and device security settings are in line with enterprise requirements. Refresh your employees’ knowledge about phishing scams and cybersecurity with regular training. You may need to teach your employees how to secure their home wireless networks by configuring their router, installing a firewall, and changing their home network name and password.

Implement Common Sense Security Measures

Whether you’re the only one working from home or you have another staff clocking in remotely, you need to make sure common sense home network security solutions are in use in every home from which an employee works. If you can afford it, the most efficient way may be to offer teleworking employees a home security station to monitor traffic coming in and out of their network. This is the most robust network solution for the home since it can protect against hacking, intrusions, web threats, and malware.

Employees should also be using antivirus software on their work devices. Use a company VPN so that remote workers have an extra layer of security when working remotely. Use unique, strong passwords for any login accounts, including using the strongest possible level of login authentication for VPN users. 

If you’re using video conferencing platforms to hold work meetings, you should be aware that some of these platforms are less secure than others. Zoombombing, for example, is an act of trolling in which hackers intrude on a Zoom meeting to disturb the viewers, and they can be quite unsettling. You may want to use a more secure video conferencing platform, like Microsoft Teams or Webex.

Final Words

Working from home might keep you safe from the pandemic, but it can leave you vulnerable to hackers. Keep your home network safe while you’re working from home, and support your employees in doing the same. 

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Below are the six hacks that can help boost the conversion rate and revenue-

Invest In The Traffic That Converts

While optimizing your store for conversion rate, focus on the traffic that converts. Find your top conversion sources or websites that generate maximum revenue for your online store. For this, you can use plugins to add to your ecommerce store, go to insights, and see reports.

You can see which sites send you the most customers. This helps you know how to get more visitors to your ecommerce store. It also provides you with great opportunities for guest posting, promotional partnerships, or advertising.

Convert Visitors Into Customers

Several visitors might be interested in your products and services but unclear about their decision. If you want to convert these visitors into customers, you can offer them a discount as an incentive, thereby giving them an extra push.

You can also provide them with an exclusive discount code only to the visitors who keep returning to your site or to those who have viewed a lot of products and pages in your ecommerce store.

Use Website Countdown Timers

Another easy and quick way to double your conversion rate is by displaying a countdown timer for website. They play an excellent role in creating urgency among potential customers and increasing the store’s conversion rate.

You can use this concept of countdown timer in several cases, like limited-edition products, seasonal campaigns, flash sales, product launches, festivals, holidays, etc. Use time-related items like-

• Limited time
• Stock about to run out
• Hurry up!
• Don’t miss the deal
• Buy Now
• Only for today, etc.

If you use such powerful words along with countdown timers, they will grab the attention of the people and encourage them to buy products from your store. For example, Amazon and other similar sites use countdown timers to help the users find the best deals every time they visit the site.

Use SEO Plugins

Use SEO plugins or optimize your online store for search engines to boost your organic traffic. It is even more important if you manage to rank the search engine’s first page for a keyword. SEO requires a lot of effort; however, it isn’t that difficult. Nowadays, you can find several plugins online to simplify the process.

Some of these plugins are free to use while others are paid. You can find the plugin that fits your budget and provide you with a great ROI when used to the best potential.

Showcase Your Top-Selling Items

The landing page of your best search engine for ecommerce store is home to your best-selling products. Since this is the first thing the visitors will see, it should make a lasting impression on their minds. By showcasing the best-selling items, not only will you make a great impression, but you also give a starting point for the visitors’ shopping spree.

Use Spin-The-Wheel Popup

Another simple yet effective hack to boost your conversion rate is to add a spin-the-wheel popup on your ecommerce store. When a user spins a wheel and wins a prize, their brain rewards them with a rush of dopamine, making them feel great.

You can offer your customers prizes, like free shipping, discounts, or other deals they will love. Just ask them to fill in their email address, spin the wheel, and win!

Implement these handfuls of hacks in your ecommerce marketing strategy and double your conversion rate, as well as revenue.

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How did the Internet affect the financial markets?

When thinking about the stock market, the first thing that may pop up into your mind is the New York stock exchange. The yelling traders, lots of computers, the mess, and noise around them. And now, imagine that the revolutionary stock market technologies have completely changed the game. In what ways? Was the effect positive or negative? Let’s find out together.

The Emergence of Electronic Trading

Since the late 80s, new stock market technologies have been setting new trends. One of them is the development of Internet trading. Information technology is the best fit for the finance market, as it helps boost efficiency and, most importantly – speed. Nowadays, rocket-speed computers can close the investment deal in a few nanoseconds, much faster than humans. The success of automated trading services is going to continue in 2021 and offer even better features.

Direct Mail Campaigns

Such campaigns are beneficial to quickly get access to stock prices, websites, and online newspapers, such as The Financial Times and Wall Street Journal. They enable subscribers to receive notifications about changes immediately and enhance their experience. Using them, traders will invest more wisely. Big Data and Artificial Intelligence tools can be applied in stock trading apps to analyze market behavior.

Quick data accessing

The latest stock trading technologies give access to all a company’s data. More investors can effortlessly and quickly find important information concerning any company, including:

• reports about company income provided by the Securities and Exchange Commission (SEC);
• presentations made to potential investors during the business conferences;
• current stock prices;
• updates concerning the company and its stocks.

On the other hand, businesses can monitor their stock performance and investor reactions in real-time. Convenient app design is crucial in stock market apps. It all leads to well-informed financial advisers, investors, and companies. Another bonus of stock market apps is that individual investors get the same opportunities as financial intermediaries. Many websites offer this information for free, while others charge fees for providing specific info and tips.

Enhanced communication

Stock market app development has helped solve many investor problems by providing an opportunity for better interactions between enterprises, brokers, and financial advisers. Immediate notifications about changes and instant reactions via the trading app bring substantial advantages for the overall market situation. Easy and fast management of trading deals saves lots of time and effort in such a tricky sphere as stock trading.

Reduction of fees for investors

Many investors, who deal with retail, noticed a substantial drop in commissions fees to trade stocks. The emergence of online brokers, who charge a relatively low fee for their services, has reduced the influence of full-service brokers. Earlier, they almost entirely controlled the market and set unreasonably high commissions compared to those available now.

To summarize, with the help of technology, the stock market has become a significantly more convenient place to invest money. But did this technological development bring only a positive effect? The answer to this question is No. There have also been many negative consequences, which have led to the deterioration of the market situation. Some of them are still taking place now. So it would be better to get acquainted with them directly and not to be trapped later.

The negative impact of stock market applications

Things have not always been so optimistic in the stock market. The new tendencies allowed numerous digital manipulations. Many companies can make initial public offerings at a much lower cost than in the past, opening the door for less legitimate companies to become publicly traded.

Another adverse effect has been misinformation, especially via popular social media sites, such as Twitter. In some cases, misinformation causes stock prices to fall, such as fake news reported about bogus negative events.

On the contrary, several shady companies will deliberately start misleading or false positive rumors to increase stock prices and encourage investors to buy shares. This scheme is known as a “Pump and dump.” Sometimes, even celebrities are involved in this scheme, such as famous rap artist 50 Cent. Insiders sell their shares during the pump, making lots of money, while victims of the pump and dump who bought shares believing the false information lose money when the share price falls due to the insider selling.

To avoid such manipulations, analyze the company information thoroughly and avoid spontaneous decisions concerning the investments. Make sure that the rise or fall in prices is based on something more than tweets or rumors. Another thing is that you need to monitor the suspicious changes in the stock price.

The bottom line

Internet and mobile app development are great things, which influence every sphere of our lives. The stock market is not an exception. Technologies have turned the way everything functions in the markets upside down. The substantial benefits include electronic trading, fast access to almost any vital company data, and improvements in communications between investors, brokers, and companies. High-speed information transmission is the central tendency, and it will continue to grow. However, the effect is not all favorable. Some manipulations, such as misinformation to gain profit, now take place quite often. But if you are attentive enough to notice strange and suspicious changes, you will easily avoid them.

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PAN Card – Permanent Account Number (PAN) in India

PAN (Permanent Account Number) is a 10-digit identification number. It is a unique identification alphanumeric number containing both alphabets and numbers and is assigned to Indians, mostly to those who are the taxpayers.

PAN is an electronic system that records all the tax-related information of a person or a company as against a single PAN number. This PAN number acts as the +primary storage of information that can be shared across the country. Therefore, one cannot have more than one PAN number, and no two taxpayers can have the same PAN number. 

PAN card offers lifetime validity because it is not affected by any change in the address and therefore serves as a lifetime proof of a person’s identity. Having a PAN card is important for taxpayers as it is useful to track the inflow as well as the outflow of all financial transactions pertaining to income tax, receiving tax refunds, and receiving communication from the Income Tax Department. 

A PAN card continues to be necessary for all types of financial transactions, be it paying taxes, sale or purchase of any property or vehicle, or bond shares or insurance policy or mutual fund schemes and even in remitting money within or out of India. 

Steps to apply for a PAN Card:

PAN cards can be applied by both offline and online means. The applicant needs to fill form 49A for the application of the PAN card. The applicant can apply offline for a PAN card through any of the district level PAN agencies and online through NSDL – National Securities Depository Limited and UTIISL – UTI Infrastructure Technology and Services Limited.

Steps to apply for a PAN card – offline:

Procedure to follow:

Step 1 – The applicant needs to download the PAN card application form from the NSDL or UTIISL websites. 

Step 2 – Then, he needs to fill in the form and attach required documents like identity, age, and address proof, along with his photographs.

Step 3 – The same needs to be submitted at the NSDL office along with the payment of the processing fee.

After following the above steps, the PAN card will be officially posted to the address specified by the applicant in the form within 15 working days.

Steps to apply for a PAN card – online:

Step 1 – The applicant must visit the official website of NSDL – https://www.tin-nsdl.com/ or UTIISL – https://www.utiitsl.com/UTIITSL_SITE/ website.

Step 2 – The applicant must select the New PAN option given on the website.

Step 3 – He would then need to fill Form 49A if he is an Indian Citizen, NRI, NRE, or OCI.

Step 4 – He should fill in the required details in the form and submit it after paying the required processing fees.

Step 5 – After the fees is paid online, the applicant will receive a 15 digit acknowledgment code that should be printed and signed.

Step 6 – He would then need to attach his passport-sized photographs and proof of identity, age, and address documents and further send the application to the NSDL office by post within 15 days after the submission of the online application form.

What to Fill in the PAN Card Form? 

The applicant needs to fill in the following spaces:

• Assessing officer code 
• Full name 
• Abbreviation of the name
• Another name
• Gender
• Date of birth
• Father’s name
• Address
• Address of communication
• Phone number and email id
• Status of applicant
• Aadhaar number
• Registration number
• Source of income
• Documents submitted 
• Representative Assessee

Tips for applying for a PAN Card

• The form should be filled in English language only.
• 2 recent pictures of the applicant must be attached along with his signature or left thumb impression.
• Details filled should be doublechecked for accuracy.
• No over-writing should be done.

PAN Card – Overview

Aadhar Card

Aadhar is a unique 12-digit individual identification number. The Unique Identity Authority of India issues it. The idea of Aadhaar is to provide a significant platform of identity, being one of the main pillars of the government’s ‘Digital India initiative, where each resident of the country is given a unique identity.

Aadhaar number serves as proof of an individual’s identity and his or her residential proof anywhere in India. Any individual irrespective of age and gender and who is a resident of India and satisfies the verification process which is laid down by the UIDAI can easily enroll for Aadhar. There can be only one Aadhar per individual. Anybody can enroll for and Aadhar either online or offline.

To get an Aadhar number, the Individual must give his or her demographic and biometric information at the time of enrolment, and there are no charges for the same. The enrolment of Aadhar is a one-time process and remains valid for the entire life. Aadhar is a random number generated by the system devoid of any intelligence and segregating individuals based on their caste, religion, geography, income, and health.  

Applicants for Aadhar card need to follow three simple steps to complete the enrolment process offline. 

• Step 1: Locate the nearest Aadhar enrolment center.
• Step 2: Fill up the application form and submit, along with the required documents.
• Step 3: Complete the biometrics and collect the receipt of acknowledgment.

Steps to apply for an Aadhar Card:

Applying for the Aadhaar Card offline:

Steps to Apply for Aadhar Card Offline

Step 1 – The applicant must find the nearest Aadhaar enrolment center, book an Appointment, and reach the Enrolment Centre.

Step 2 – He should then fill the enrolment form, which can also be downloaded from the official website.

Step 3 – Then, he needs to submit the form along with proof of identity, age, and address.

Step 4 – It is recommended to the individual to carry his Original Documents. After verification of the photocopies, the originals will be returned to the individual.

Step 5 – He should finally submit his Biometric Details, including the impression of his fingerprints and iris. His photograph is also taken.

Step 6 – He can then collect his Acknowledgment Letter using the 14 digit enrolment number mentioned in the slip.

Applying for the Aadhaar Card online:

Before applying for an Aadhaar card, the applicant should be ready with all documents while visiting the enrolment center. The application process for the Aadhaar card is the same for all Indian citizens.

Step 1 – The applicant can visit the official website https://uidai.gov.in/images/Tier1_Cities_PECs.pdf. To find the nearest Aadhaar Enrolment Centre. For appointments and looking for other cities, he can visit https://appointments.uidai.gov.in/easearch.aspx.

Step 2 – The applicant can download the enrollment form from the website, https://uidai.gov.in/images/aadhaar_enrolment_correction_form_version_2.1.pdf) fill it appropriately.

Step 3 – Then, he needs to submit the form along with proof of identity, age, and address.

Step 4 – After the submission of the documents, he would need to get his iris scan and fingerprints imprinted as biometric data is mandatory to be furnished.

Step 5 – A real-time basis photograph is also taken for Aadhaar.

Step 6 – After following all the formalities, a 14 digit enrolment number will be issued, which can be used to check the Aadhar Card’s status.

Receive Aadhar Card

Aadhaar card will be officially received within 90 days or 3 months at the registered address through Post. Linking Aadhar with PAN card

LinkingAadhar with PAN card is a mandatory process allowing a smooth process of Income Tax Returns. The last date to link Aadhar with PAN card is March 31, 2021. Any banking transactions for Rs.50,000 and above requires a PAN link with Aadhar. The method of Linking Aadhar card with PAN card is simple and completes with a few steps.

Benefits of linking PAN with Aadhar

Following are some of the benefits which an individual receives when he or she decides to link Aadhar with PAN card –

• The process of linking the Aadhar card with a PAN card deletes the possibility of duplication of an individual’s PAN card.
• The Income Tax Department can detect any form of evasion of tax. 
• The filing income tax returns process becomes easy as there is no requirement to provide any proof of previously filed income tax returns.
• There is no possibility of the cancellation of either Aadhar card or PAN card in case of a PAN link with Aadhar.
• The linking will help an individual easily avail of the summary of the previous taxes for future reference.

Here are the steps towards how to link PAN with Aadhar 

There are two ways through which one can link Aadhar with PAN card –

1. Through the website for filing income tax (e-filing)
2. By sending an SMS

1. PAN link with Aadharthrough the website for filing income tax (e-filing)

1. For registered users 

To link Aadhar with PAN card using the website for filing income tax, an individual needs to go through the following steps –

• Open or visit the Income Tax site for e-filing. In the case of a registered user, log in to the online account by entering the user ID and password. 
• In the window that opens, provide the PAN number, Aadhar number, and the Aadhar card name. 
• The next screen will have a box where one needs to enter the Captcha code. 
• For visually challenged users, there is a facility to request for an OTP instead of the Captcha code. The individual will receive the OTP on the registered mobile number.
• On the dashboard, go to ‘Profile Settings’ and then select ‘Link Aadhar.’
• The individual should duly fill-up the form on the screen with the name, date of birth, gender, PAN card number, etc.
• Then provide the Aadhar card number and the Captcha code on display.
• Then the individual needs to enter ‘Submit’ and click on the ‘Link Aadhar’ tab.
• The PAN link with Aadhar establishes successfully on one click.  
• The individual will get a message on the registered mobile number showing a successful PAN link with Aadhar.
  

  2. For un-registered Users 

• Open or visit the Income Tax site for e-filing.
• Find a ‘Quick Links’ section at the left-hand side of the page.
• Under ‘Quick Links,’ find the option ‘Link Aadhar.’
• Choose the link, and a new page opens.
• Provide the PAN card number, Aadhar number, name as is in the PAN Card and enter the Captcha code on display.
• For visually challenged users, there is a facility to request for an OTP instead of the Captcha code. The individual will receive the OTP on the registered mobile number.
• After providing all the details, select ‘Link Aadhar.’
• The PAN link with Aadhar establishes successfully on one click.   
• The individual will get a message on the registered mobile number showing a successful PAN link with Aadhar

2. Link Aadhar with PAN card through an SMS

An Individual can establish an open link with Aadhar by sending an SMS to 567678 or 56161 from the registered mobile number.

The SMS should contain the following format – UIDPAN<12–digit-Aadhar number><10–digit–PAN–number>

After typing the above, the individual needs to send the same to 567678.

Link PAN with Aadhar with an SMS – ‘UIDPAN-Aadhar-number-PAN-number’ to 567678

How to link PAN with Aadhar manually or offline?

An individual can also link Aadhar with a PAN card manually or offline, which the Central Board of Direct Access officially allows. For the purpose, an individual should visit the nearest service center of NSDL e-Governance Infrastructure Limited or UTI Infrastructure Technology and Services Limited.

The individual will have to fill up an Annexure I at the center. The filled form, along with self-attested copies of the Aadhar card and PAN card, must be submitted. For the completion of the linking process, a stipulated fee may be payable. 

If there are any corrections required in Aadhar card or PAN card, they can be done at the linking time. Furthermore, any authentication of biometric details, if needed, can be done at the service center in case of a significant difference in the databases of PAN card and Aadhar card.

How to link PAN with Aadhar in case names are not matching between the two of them?

Sometimes, the name of an individual mentioned on the Aadhar card and PAN card does not match. However, an individual’s name on both the cards must be the same to establish a valid PAN link with Aadhar.

There can be two instances in which there can be a mismatch of names between Aadhar and PAN –

1. Complete mismatch of the name between Aadhar and PAN.
2. Partial mismatch of the name between Aadhar and PAN.

Let’s look at the procedure that one needs to follow to link Aadhar card with PAN with the correct name.

Important Note:  Taxpayers should see that the date of birth and the gender details for the name are correct in both the cards.

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1. Saving

It is important to have a method when it comes to saving money. There is plenty of books on the market which offer advice. One notable one is The Barefoot Investor. It focuses on aligning your expenses and ensuring you are saving money at all costs. Other methods may revolve around what you get paid. I once heard a former professional footballer who played in the English Premier League say when he was on 60k a week, he would save 20k, spend 20k on rent and spend 20k on a day to day life. On face value that is not the best strategy as there is a lot of unnecessary spending. It comes down to how you are willing to live. If you are on 200k a year, you may be more inclined to spend more on a nice living situation. It makes sense, but there is the option to live more modestly to save money. These are just a couple of conundrums that come with saving money.

1.1. Record Expenses

The first step towards starting to save money is figuring out how much you are spending. Keep track of all your expenses — meaning all coffee, household items, and cash tips.

Organize the numbers by types, such as petrol, grocery stores, and mortgage, until you have your details, and sum each volume. Use your credit card and bank statements to ensure that you are accurate — just don’t worry about everything.

Tip: Seek a free-spending tracker to help get you started. Choosing a digital program or application can help to automate some of the work. Bank of America consumers can use the Spending & Budgeting tool, which conveniently categorizes the purchases in the smartphone app or online for simpler budgeting.

1.2. Budget for saving

When you get an idea of what you’re spending in a month, you can start arranging your reported expenses into a workable budget. The budget will detail how the spending scales up against your income — so you can schedule your expenses and reduce your over-expenditures. Make sure you are factoring in costs that arise frequently but not every month, including vehicle repairs.

Tip: Include a category of savings — to save 10 to 15 percent of your income.

1.3. Find Ways to Cut your Expenses

When your budget is so high that you can’t earn as much as you would like, it might be time to cut back. Identify non-essentials such as entertainment and dining out that you can spend less on. Look for ways to save on your monthly fixed expenses like TV and cell phone too.

Here are a few suggestions for cutting everyday expenses:

Using tools including directories of civic activities to locate free or low-cost activities and reduce the budget on the entertainment.
Cancel subscriptions and memberships you do not use — especially if they automatically renew themselves.
Commit to eating out once a month, and try places that fall into the category of “cheap eats.”
Give yourself a “period of cooling off”: Wait a few days when tempted by a non-essential buy. You may be happy to have passed it — or ready to save it up.

2.Investing

Now, investing is the big-ticket item when it comes to generating wealth and improving your financial situation. Investing your money is one of the best ways to spend it, so long it is spent wisely, and the investments are sound. But, how much do you put away to invest and when should you do it? Is it better to save your money over longer periods to buy a house, or enter the stock market to make quick cash to spend on other things? Whatever you choose to do, it is important to save your money correctly and invest it correctly. Newcastle Permanent is a bank worth looking at using if you are in Australia. Find them here.

2.1. Invest in House

Buying a house can be considered one of the biggest investments on the table. It is a financial commitment of 30 years, so there is plenty at risk. It is important to have a supportive bank that is offering the right rates and Now, investing is the big-ticket item when it comes to generating wealth and improving your financial situation. Investing your money is one of the best ways to spend it, so long it is spent wisely, and the investments are sound. But, how much do you put away to invest and when should you do it? Is it better to save your money over longer periods to buy a house, or enter the stock market to make quick cash to spend on other things? Whatever you choose to do, it is important to save your money correctly and invest it correctly.

Investing in the capital market also means the risk is the obstacle to entry. Making money takes time, doesn’t it?

No more. With very little upfront money the internet has made it easy for consumers to get started. That means you can put in a few dollars before making a bigger commitment to familiarizing yourself with investing. Best share isa a great way to learn how to invest while risking very little money.

2.3. Invest in Treasury securities

Very many small investors continue their investing journey with securities from the US Treasury but you can. You’re never going to get rich in these stocks, so it’s an incredibly secure way to store your money — and collect some dividends at least — until you’re ready for higher-risk / higher reward investing.

Conclusion

Whatever your decision may be, it is important to have one eye on the future. Enjoy your current moments in life but ensure whatever you do to save money – it is in line with a method. Ensure your finance options (credit cards and home loans) are taken up with the right finance providers, like Newcastle Permanent.

The post The Conundrum that is Saving Money appeared first on Techdee.

Here, we bring to you a couple of pointers where you can give some relief to your wallets as every seller bombards you with discount vouchers, exclusive offers, cashback on everything you shop, daily deals, and much more.

• Shop During Weekends

Experience the excitement of shopping and gear up for some summer-ready offers you can take advantage of right now on big-ticket items at Macy’s. The store has it all from the timeless classics to up-to-the-minute trends at up to 60% on Clothing for Women, Men & kids. Check out on the casual tees and shorts for relaxing on your days off. Not to miss on the glamorous gowns and chic cocktail dresses for a perfect date with someone. Kohl’s also has released an Epic deal sale of up to 50% off where you can find the perfect fit with plus size jeans, latest styles, and trends. Most of the weekend sales take place during the summer season when all the big retailers become more creative in finding ways to increase their profits.

• Price comparison

The savings you achieve while online is worth the effort and time if you keep an eye and browse through different websites before finalizing your online purchases as there are chances that you might get the same product at a much lower price on a different website.

• The clutch on to the Discount coupons/ Codes

Finding a suitable discount coupon or code is one of the most favorable practices to save money on your online purchase. All the websites compete to outsmart each other so they provide huge discounts which can be applied during checkout for an additional discount on your bill. Every year Nordstrom offers the very best in women’s clothing during the summer half yearly sale which is usually held in early summer, and the Anniversary sale which is held sometime from the end of July to Mid August with some of the top brands like Topshop, Vince, Madewell on sale. The Nordy club card members have an additional advantage of early access to the sale. The store has a boundless online collection of tops, pants, dresses, and skirts from some of the leading brands, and not to forget to mention about the shoes and accessories to complete your outfit.

• Mark your calendar and time your purchase smartly

Ideally, the best option to save big on your shopping can be to look out for the end of season sale or special days sales. The Black Friday sale and the cyber Monday deals are a good time to score on expensive and popular items from Amazon or eBay. There are tons of auctions at eBay so you can be lucky to get a good deal on designer clothing and accessories. Make a list and plan your shopping a few months ahead to grab some great deals on Coats which are cheaper in summer and Bathing suits cheaper in winter. JCPenney Home Collection scores massive discounts up to 60% off on Quilts and Bedspreads during the Black Friday Sale.

So shoppers can expect even lower prices, with many premium brands seeing steeper discounts than ever during the festive sale.

• Sign up for emails, newsletter, and membership

Websites like JCPenney, have an extensive selection of women’s wear including clothing, handbags, accessories, footwear, and much more. Some others in the toe are Shein, Sammydress, Target which are undoubtedly great shopping platforms and whenever they launch any deal or discount you will receive an alert automatically and members can avail of some exclusive offers as well.

• Use a cashback credit card

The cashback credit card rewards you every time you swipe your card to make any purchases. Though the percentage varies depending upon your card you still get to earn in the range from 1% to Maximum 6%. Some specific stores even offer regular deals like $50 off on shopping worth of $200. So ensure to check them every month and add them to your card to avail automated discounts.

• Tease the retailer psychologically – Purchase when price Drop

Wait for the right time. No matter whether a retailer is small or big nobody likes an abandoned cart. Nowadays these websites are good at tracking the abandoned cart and keeping a tab on your wish list. Reasons are best known to you, if you have not clicked on the purchase button, the store will send you emails offering discounts on the product you wish to buy. This way you stand a good chance to receive some cool promo codes for your shopping.

Shopping can be a lot easier if you place your order online. Shop early for the best selection as all items are while supplies last only. There are many more items on offer which might be of interest to you so catch all the hottest releases from all the biggest name available, with coupons available at different coupon websites. With offers and deals all around the year, it’s always a good idea to stay connected as the online world is the best place to bag the best buys from the top brands. Some deals with discounts up to 90% off stay active for hardly 5 minutes so, you need to be quick to grab them. These deals can be accessed via the app or website through your smartphone, laptop, or tablet.

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